The Loan term is the period of time during which a loan must be repaid. Is it time to review your mortgage terms and refinance to a lower rate or shorter-term? If you have a long time left on your mortgage, lower interest rates may make it possible to switch to a shorter-term mortgage. So, for example, if the 5-year fixed mortgage rate is 4%, then you will pay 4% interest throughout the term of the mortgage. Our local mortgage experts will review your existing mortgage and work closely with you to select the mortgage … Down payment as little as 10%, based on credit score and other qualifying information. For auto, boat, home equity or other personal loans, please call (866) 952-9523 or visit a nearby branch location for rate information. Consumer Loan Application. Mobile eBanking and Mobile Business eBanking make it easy to access your accounts on the go. Allows customers to manage their account, pay online and get questions answered about their mortgage. Bank of Oklahoma mortgage online mortgage payment website. Earn more interest automatically with an mBank Indexed Money Market account. You have better things to do than rate shop. It's your life. Guaranty Bank is leading the way in community banking in Southwest Missouri. Loan rates vary based on the type of loan and the needs of the borrower. Hold times are longer than usual right now. Fairfield County Bank offers several refinancing options. We bring you better ways to bank—in person, online or on your phone. Learn More . Mortgage Application. COVID-19 Update. If you have an adjustable-rate (ARM) or a balloon mortgage, reduced interest rates may make a fixed-rate mortgage more desirable, especially if you want the stability of an interest rate that does not change over time. Sign up and complete a request here to avoid the wait. For eligible mortgage borrowers, we have a range of payment programs available if you are under hardship due to COVID-19. Private mortgage insurance (PMI) A cash-out refinance has 2 functions: it can be used to lower the interest rate on your mortgage, Mortgage Payment On 179 000 and to simultaneously borrow a large sum from the equity you’ve built up. For example, a 30-year fixed-rate loan has a term of 30 years. It's your money. Mid-Missouri Bank is building the community bank of the future in the Ozarks today. When the mortgage rate is 'fixed' it means that the rate (%) is set for the duration of the term, whereas with a variable mortgage rate, the rate fluctuates with the market interest rate, known as the 'prime rate'. For more rate information, contact your local office, or call 1-888-884-4626. For home loan rates, please contact a local Mortgage Loan Officer. We are your bank. Turn to First Bank for all your financial needs, including personal checking and savings accounts, business checking and savings accounts, mortgages, wealth management, home equity loans & lines of credit, commercial loans, and more. BNC National Bank is a Mortgage Company specializing in the following: Home Mortgage Loans, Home Mortgages, Refinancing, and the Best Available Mortgage Rates. A Fixed-rate mortgage is a home loan with a fixed interest rate for the entire term of the loan. Open a new account in minutes online or visit any of our convenient locations in Springfield, Joplin, Nixa, Ozark, Carthage and Neosho. Fixed-rate and adjustable-rate mortgages available. ATM Locator. Our standard low fees. We will be closed on December 24, 2020 at … Fees and down payments. REFINANCE YOUR MORTGAGE . Open your new account online in minutes or visit any of our 14 locations in Southwest Missouri. 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